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407 Ottawa Street , Morris, IL 60450.
Nestled in a prime location next to a serene wooded state park, this charming brick and stone ranch home offers a perfect blend of tranquility and convenience. Situated on over half an acre lot, the property is adjacent to Gebhard Woods State Park with direct access to walking trails, a picnic area, a playground, and fishing spots-ideal for nature lovers and those seeking outdoor recreation. The home features three spacious bedrooms and one-and-a-half bathrooms. The recently remodeled kitchen boasts modern finishes, complemented by newly sanded and finished hardwood floors, enhancing the home's inviting atmosphere. A cozy family room, highlighted by a classic brick wood-burning fireplace, seamlessly connects to both the kitchen and the living room, where a large bow window floods the space with natural light. The main bathroom has been tastefully updated with a ceramic tile floor and a tub/shower surround of elegant ceramic tile. The master bedroom suite provides a retreat with its half bathroom featuring a double sink vanity and a generous full-length closet. An oversized 2.5-car garage, paired with an adjoining carport, offers ample parking and storage solutions. The unfinished basement includes a separate workshop room and a versatile rec room area, alongside plentiful storage options. Outdoors, enjoy a concrete patio off the family room, perfect for relaxation or entertaining guests in your private backyard. Adding to its allure, the backyard extends back an additional 75 feet on state owned property to the Illinois & Michigan Canal, with the I&M Canal State Trail just across. This 61.5-mile crushed limestone trail is a haven for hiking and biking enthusiasts, winding through various state parks and historic sites. This semi-secluded residence is ideal for those seeking privacy without sacrificing the vibrancy of town life. With downtown Morris nearby, enjoy local restaurants, quaint shops, and year-round events and festivals. Experience the harmonious blend of city convenience and the peaceful embrace of the great outdoors in this lovely home!
MLS ID: 12607055
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407 Ottawa Street , Morris, IL 60450.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $449,900 | $449,900 | $449,900 |
| Down Payment | $89,980 | $15,747 | $112,475 |
| Monthly Mortgage Amount | $2,158 | $2,649 | $2,757 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $2,915 | $3,604 | $3,514 |